Cheap Car Insurance Tips That Even Flo Won’t Tell You About

1 of 9
Click ‘Next’ to View Gallery

Owning a car is not cheap! And, If you are a law abiding citizen, you know you have to have car insurance. But, that doesn’t mean you need to skip a few meals in order to stay in compliance with the state and/or your conscience. Come with us as we find a few ways to get you the cheapest car insurance deals available.
Source: Pinterest
How To Get Cheap Car Insurance

Comparison Shop. In this day and age, the most important way to get cheaper car insurance is also the easiest. Comparison shopping, of course can now be done online, without ever speaking to an operator or walking in to see an agent. But, don’t just rely on the Internet, ask your friends and family to get a “real world” feel for the various companies customer service and incentives.
Source: Pinterest
How To Get Cheap Car Insurance

Look for age-based discounts. One of the most influential factors in the premiums you will pay for car insurance is your age. Truly the worst age bracket for car insurance is the “teenage thru 25” age bracket. This is when drivers are considered to be the most accident-prone (followed closely by the “above 55” bracket). Just about the only thing that would grant you a lower premium in the younger age bracket area, is if you were married.
Source: Pinterest
How To Get Cheap Car Insurance

Move to a lower-crime area. This may seem a bit drastic but, we are strictly talking about ways to lower the cost of car insurance. Naturally, premiums would be lower based upon the incidences of vehicle theft or vandalism.
Source: Pinterest
How To Get Cheap Car Insurance

Consider getting a different vehicle if savings warrant it. Studies have shown that there is a difference, premium-wise, between “sister cars”, such as in the case of a Toyota Corolla and a Honda Accord. One of these models is more consistently stolen (for parts) than the other, even though they are virtually the same car in terms of performance and maintenance.
Source: Pinterest
How To Get Cheap Car Insurance

Get “liability only” if your car is older. If you are confident in your vehicle maintenance skills (or, you have a trustworthy mechanic) you can buy an older car and forgo the “full coverage” premium, mainly because there is no bank lien on it.
Source: Pinterest
How To Get Cheap Car Insurance

Consolidate your policies with one company. Another one of the best ways to save money, is to “bundle” your insurance needs with one company. No matter what station or point you are at in your life, there is always a “need” for insurance on the things you cherish. Companies today would rather give you (sometimes) serious discounts in order to gain (and maintain) your business. Examples of these side policies may be renters insurance or coverage for your vintage sneaker collection.
Source: Pinterest
How To Get Cheap Car Insurance

Increasing your deductible can save you $100’s per year. Again, this tip can easily bring down your premiums, today. Of course, if you actually are accident-prone, or live in an area where you need to replace your windshield every winter due to rock strikes or hurricane-caused tree limb damage, this may not be ideal for you. The main thing in getting the best price on car insurance, is to always read the fine print.
Source: Pinterest